Not long after I started this blog (5 years ago this month believe it or not) I decided to embark upon a 100 day challenge. It seemed quite a long stretch at just over 3 months but it was a good way of establishing a certain kind of discipline in being a more considered and moderate consumer. I’m never going to go off grid or become deeply frugal out of choice (and hopefully never out of necessity) but I think I would benefit from having another go at it.
Five years down the line we are on a much smaller income and yet we have a much bigger mortgage and two children to support. To be earning so much less after such a long time might seem somewhat backward and yet I think it is just a sign of the times. I don’t currently have any very specific financial goals – I’m not saving up for anything or trying to pay anything off – I’m just trying to live off what we’ve got, have some funds put to one side for emergencies and have a bit of fun along the way.
The rules of the challenge are the same; I need to do at least one thing every day that either saves or makes money or improves our life in a budget friendly fashion. To make this a bit easier to quantify I’m going to break how this can be achieved into categories, some of which are the same as last time and some have been adapted or changed entirely:
- Financial management
- Making the most of what I/we already have
- Doing things for free or an a small budget
- Considered spending
- Home Improvements
Let the shoestring fun begin!