Hello! Long time no speak. I’ve decided to return to my homeground after dithering around with other ideas in other places. I am very cautiously going to say that the security hazard is now at a reasonable distance. Reasonable enough that I think I might just be able to come ‘home’! How are you doing?
It’s been a crazy few months since I last posted here. In that time we actually moved house. Yes – us! Those people that had been stuck in the nightmare flat situation for 5 long years. The light at the end of the tunnel got bigger and brighter until we popped out dazed and delighted at the other end. Phew. Also – by a wild stroke of luck and fortune – the sale went through on the aforementioned flat so we didn’t have to go down the buy-to-let route. I KNOW. How lucky are we? Okay, we lost a lump-in-the-throat amount of money in arrangement/early repayment fees for the BTL mortgage. However, we don’t have the worry and stress of being responsible for another property (one that had a LOT of problems) and finding tenants, getting rent paid etc. AND got a decent price for it so we could put a bigger deposit down and have some left to do the most important renovations on our new house. I know, I know. Seriously lucky. We feel like all our Christmasses have come at once.
We’ve already had the biggest piece of work done which involved having a wall knocked down and a new kitchen put in. Husband did a huge amount of the work himself (taking the tiles off, ripping the kitchen out, plastering, laboriously doing trips with it all to the local dump so we didn’t have to pay for disposal). It was a complicated project to manage with pipes having to be sunk under the floor, electricians in and out and floors having to be levelled, not to mention the kitchen fitting and demolition! Having to live in an open plan building site with a toddler for over a month was the opposite of fun. However, it has all been worth it and I’m glad that we’ll get the benefit of our work right from when we arrived here. We’re planning to stay a long, long time.
Living in this house is…amazing. So much space! And, don’t forget, I am talking about a very plain, ordinary 3 bed semi here, not a mansion. But after living in such a cramped space for so long it is utter bliss. Though to be fair it is a particularly large 3 bed semi 🙂 . We really love it – it is like a member of our family.
Other than that, life ticks on much the same. My work still is what it is (and I still can’t really make any further comment on it here!). Husband still works massively long hours out in the freezing cold most of the time. My girl is getting bigger and more gorgeous every day. We’re still on a budget. Very much so – although we got our house at a hilariously low price it is still waaaay more expensive to live here than at the flat. And everything is getting more expensive while we’re earning the same (less actually due to lack of overtime and bonuses). In spite of this, I’m making wriggle room in the budget for days out and whatever I can dream up. Life is short but the days are long. There aren’t going to be any holidays for a very long time (the last time I went away was a long weekend in winter the year before last). But days out and even the odd evening are definitely part of the master plan. Sometimes it is better spent than in the bank (don’t tell anyone I said so, right 😉 ?). That said, we’ve got some savings goals and budgets to stick to – it’s still about the balancing act!
I’ll be back soon…