To spend or not to spend

I’ve been a bit quiet here. Partly because we’ve been away but also because I’ve had a period of mulling things over again. I seem to go through frequent cycles of contemplation about the whole money/frugality thing which, by writing this blog, I end up thinking about perhaps too much. Sometimes I think it makes me overly focused in a way that is not good and then I have to step back from it a little bit so I can try to remember what I am trying to do.

This particular episode has been brought on my having bought some clothes and then having a slight guilt attack about it. I mean, how can I write about being on a budget etc etc when I’ve bought clothes? I already have clothes – there was no danger of me having to go naked! And yet I bought some and ended up questioning everything again; what should I spend money on? What shouldn’t I spend it on? What are the ‘right’ and ‘wrong’ things to spend it on? Should I even spend a single penny? Does the purchase of non-essentials make me extravagant? Why am I even thinking in these terms? While I was having a ponder along these lines I had a look in the dictionary and this is what I found:

Thrifty: showing careful management, esp of money

Frugal: economical in the expenditure of resources

Economicaladj 1. thrifty. 2. efficient; not wasting money, fuel, etc.

And then I realised I am doing just fine. I live within my means and even though I don’t earn a lot I still manage to save. Everything gets paid for. I’m careful not to waste food, fuel and energy. Everyone’s definition of ‘wasting money’ is going to be different. But there is no point in worrying about anyone else’s definition of what is a waste of money. If you start thinking in those terms you are doomed – you wouldn’t have holidays, you wouldn’t go out, you wouldn’t have pets, you wouldn’t even have a framed picture hanging on the wall. I guess I just needed a reminder that my way of going about it is the only way for me!

Categories: Frugal ideas | 4 Comments

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4 thoughts on “To spend or not to spend

  1. What a great post today! I get the same way sometimes then remind myself that the bills are paid, there’s money set aside for a rainy day, plenty of food in the house, and I live by cash. So the guilt is pointless! Enjoy your new clothes!! 🙂

  2. I agree, great post. I bought a top from Asda for £8 tonight and felt so incredibly guilty afterwards – and it’s only £8! I’m slowly learning that a treat is acceptable every now and again, no matter what budget you have to stick to!

  3. Pingback: Saturday Reading (17th September 2011) | Move to Portugal

  4. Great post! I read something a little while ago about “acting your wage” and I think as long as we are living within our means, planning for our future spending and current spending, we are able to spend right now on the things we want and can afford.

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