I’ve spent the last couple of weeks having a breather from things in order to get a bit of thinking done. I got a bit stressed out for a while back there. It’s easily done. I started thinking about how much money I earn (these days, not a lot) and how I was going to make that better in the future. I read other blogs where people are managing to plough what seems like a small fortune into savings or paying off debts and mortgages each month and know there is no way we could manage to do the same. Even stripping back to the bare minimum (which we are generally pretty close to) it is a struggle to save £100 or £200 a month. We’re hardly going to be able to buy a house outright on a ten year plan, are we?!
Plus it is becoming increasingly apparent that we aren’t going to get anything like we thought we would for our house which is pretty demoralising after keeping up to date with the mortgage and paying every bill on time for over a decade. If we even manage to sell it.
The thing is, with my work history and my degree there is a kind of obvious route I could take to earn a lot more money. It would mean some quite extreme financial hardship for a year or two and then over a period of years I could earn up to twice what I am earning now. It’s tempting. And yet, even taking into account all of the above, I’ve come to the conclusion that it just isn’t worth it. Nor is trying to get a few more hours work here and there. What is the point of starting a family (and being one of those Mums that actually likes being at home rather than wanting a nanny to do it all) to go and spend a huge amount of hours and stress and sacrificing family time just to have more cash? Don’t get me wrong – more cash would be amazing. We could live in a decent house and have the security of savings. The price, however, is just too high. I know too many people that wish they had stayed at home more when their children were tiny and then realised, too late, that they can’t get that time back. It’s not a mistake I intend to make.
The conclusion I’ve come to (and which I deviate from and come back to again and again) is that where I am at right now is as near perfect as it is going to get. Today is a Wednesday – right in the middle of the working week. This morning Baby and I went to the library for our Bounce and Rhyme session and then had a walk along the seafront. She is currently having a nap and I’m just planning what to make for lunch and then what we’ll do after. If I was working more hours (even for more money) all I’d be doing is sitting at work wishing I could be doing exactly what I am doing right now (If you get what I mean). Maybe when Baby is at school, or older still, I can think about all of this again. Until then, I’m just going to be grateful (which I am) for what I’ve got, which is a pretty amazing work/life balance. And I’m just going to have to do the best I can with what I earn until a time comes when I can think about earning more/working more hours without compromising that balance.