If you are into the thrifty/frugal living movement – what is it that spurs you on? What makes you keep going when it seems really tough or you feel like you just can’t be bothered?
I get like this from time to time. It’s hard, always thinking about where every penny is going (or coming from!) or always checking you’ve used up every last thing in the fridge when it would be much easier, on those particularly exhausting days, to just get take-out. I don’t get it right all the time but I find I am at my best when I’ve got a really clear idea of what I’m working toward or, unfortunately, if things seem really bad.
The biggest amount I ever saved (and then spent most of – by design) was my maternity leave fund. I saved up enough money to top up my maternity pay and to buy baby/maternity related things in advance. It was really, really easy to go without things to achieve this because I really, really wanted a baby! At the moment, the thing spurring me on is feeling a bit worried by things. What if something happened to my job? What if something happened to Husband’s job? What if we can’t sell our house for enough to be able to put down a big enough deposit (and thus can’t buy anything at all?). What if I want to retrain? What if I go completely insane if I never see another country again?! And so on. Don’t get me wrong – I don’t sit around being morbid and negative all day. But these are the things that tend to play on my mind when I feel a bit worried. Thus when when of them pops into my head I find it easy to turn it into a reason to go and make dinner out of random things in the fridge and cupboards. If I’m worried about the future I find it easy to spend a bit of time online to check what we’re paying out for things and find a way to cut the cost. At the moment, rather than being an annoyance, these types of activity are actually giving me peace of mind. I’m doing all I can do and when I think of, or hear about, a new idea I do that too.
I have to say my motivation has been riding high the last few weeks. I’ve got that ‘Come on – let’s do it!’ frame of mind about spending less and saving money. I hope I can keep up my momentum. Things that keep me going include: keeping my eyes on the prize (all of the things we’d like to do, like buy a house), reading other blogs about people being inventive, clever and optimistic in thier thrifty lifestyles, also reading blogs about financial management and re-reading my small collection of books on personal finance and frugality.
There’s a lot less in the press regarding the economic doom and gloom these days. However, we are far from being out of the woods. I see evidence of the mess we’re in every day; cuts to child tax credits, increased food prices, empty shop fronts, subtle layers of cutbacks and redundancies (not the ‘mass’ redundancies of a year or two ago but the odd position lost here, a few hours cut there and so on). It seems to have less impact because it is old news. But I don’t see that things are going to get better any time soon – the road to economic recovery is going to take years as far as I can see. And it worries me. I’m not exactly losing sleep over it but I’m not comfortable either.
Looking back over this post, it does seem a bit negative. It isn’t meant to be. It’s just the reality of where we’re at, at the moment. For us here in the Shoestring household things are okay – nothing specific to worry about as far as we know – but we haven’t got a huge amount of back-up if some kind of financial disaster struck. And so that’s what is spurring me on at the moment. That and all of the things we’d like to do in the future that don’t come for free.
What about you – what spurs you on with thrifty living?