Well, the New Year is officially here and, as ever, I’ve been trying to plan my finances. While I adjust to my lower income I thought it would be a good idea to keep a spending journal until the end of the month to get me started. Although I haven’t changed my budgets very much (I doubt they could go much lower!) it is more important than ever to keep focused on not going over. There are going to be a lot of birthdays this month which will mean buying presents (for which I have a seperate budget) and going out. Here on the blog I will be recording:
- Food budget: £35 a week so £140 for the whole month (for both Husband and I)
- General spends/pocket money: £30 a week so £120 for the whole month
It’s going to be an odd month – lots of things to look forward to as well as lots of stressful changes with work and so on. Also, lots of things to start getting sorted out in time for our summer arrival. The plan is to try and get things done while also making the time to relax – on a budget! I’ll keep you posted on how I manage.
Since I haven’t spent any money on anything at all today I’m off to a pretty good start!