It sounds easy - obvious even. But really knowing what you’ve got is a quick way to help you spend less. Through several hard-core bouts of decluttering I’ve discovered a lot of things that I had simply forgotten about. By putting them all together and storing them properly I can see exactly what I’ve got. Through the year things [...]
Archive for the ‘Saving?Spending’ Category
‘Spend Less, Save More’ Part 3: Know what you have
Posted in Decluttering, Getting organised, Saving?Spending, Uncategorized on December 30, 2009 | 1 Comment »
‘Spend Less, Save More’ Part 1: Setting a monthly budget
Posted in Saving?Spending, Uncategorized on December 28, 2009 | 2 Comments »
My motto this year seems to have been ‘Spend Less, Save More’. On the whole I’ve stuck to it pretty well. Since there is a brand, spanking New Year just around the corner I thought it might be a good time to do a little series on this very theme. I’m doing this because, what [...]
Sale Shopping
Posted in Saving?Spending on December 26, 2009 | 2 Comments »
There seems to be quite a lot of debate about whether shopping in sales is a good idea or not. Some argue that it isn’t a good idea because all you are buying are left over items that no-one else wanted. Others argue that they will only buy during sales because it isn’t worth buying things [...]
Uncertain times
Posted in Saving?Spending, Uncategorized on December 18, 2009 | 7 Comments »
There are going to be some major, major, major changes and reshuffling at work. At this point in time it looks like I will still have a job. However, it is going to mean taking a massive 27% salary cut and losing my company car. And that’s the best case scenario. I’ll be grateful to [...]
Home Improvements 9 & 10
Posted in Saving?Spending, home improvements on December 17, 2009 | 2 Comments »
Not DIY as such this time. Instead I’ve done a spot of spending! This year I have been very careful about what I’ve spent my money on outside of the strict necessities like bills and food, not only because I’ve been saving but also because I’m keen on decluttering. One of the things I’ve been trying [...]
Planning for the unexpected
Posted in Saving?Spending on December 6, 2009 | 8 Comments »
This year I’ve heard and read a lot about the provisions people have been making in case something goes wrong, whether these provisions are house and car related or more general emergency or contingency funds. Paige over at Time For Change, for example, has been weighing up how to save, how much and so on.
I only [...]
Frugal food watch!
Posted in Saving?Spending, Shoestring Meals, tagged grocery shopping on December 4, 2009 | Leave a Comment »
This month I’m really making an effort to keep an eye on the pennies. We’ve got some nice festive gatherings coming up which we want to enjoy and I would like to get a few extra treats in for Christmas week.
Since we are already paying the minimum/best prices currently possible on utilities etc, the obvious [...]
Shopping and pregnancy reading
Posted in Saving?Spending on November 27, 2009 | 2 Comments »
Husband and I had the day off today (it is our wedding anniversary this weekend) so we decided to go to our nearest big town and ‘hit’ the shops. Admittedly this is a different kind of affair since Project Shoestring began but still.
First stop: maternity bra (sorry to any chaps reading- you can skip this paragraph [...]
The Family Fund
Posted in Saving?Spending on November 26, 2009 | 6 Comments »
Many thanks to each and every one of you who left lovely messages about our baby news. It’s so nice to know other people are excited for us too. I’m feeling much better about the whole tests/stats thing now. The chances are by far in our favour that everything is fine and there are plenty of other, [...]
A great whopper of a shop
Posted in Saving?Spending on November 21, 2009 | 4 Comments »
I’ve just gone and done a whopping great shop waaaaaayyy over my budget. But it had to be done.
I haven’t been to Tesco for a couple of months to do my usual big monthly shop and my store cupboard has been running dry. And, as I haven’t been feeling too hot, I haven’t been doing my big [...]